"; require("/Web/doc/www.kiplinger.com/requires/ads/planning/college/top.html"); print "

"; require("/Web/doc/www.kiplinger.com/requires/ads/planning/college/housead.html"); print "
"; require("/Web/doc/www.kiplinger.com/requires/planning/college/financial_aid/topnav.html"); ?>

FINANCIAL AID
Rock Bottom
The end is near for record-low student-loan rates. Consolidate now or pay more later.
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COLLEGE
Eight Financial Aid Moves to Make Now
From spending money in a custodial account to contributing to a 529 plan, these steps can improve your chances of getting aid and make the most of valuable tax benefits for college savings.
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FINANCIAL AID
Master the Financial Aid Process
Don't spend a dime for financial aid advice. Simply learn the system, the sources and apply early.
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Paying for Grad School
To pay for graduate school, apply for an assistantship -- or take out a loan.
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ASK KIM
How Divorce Affects Financial Aid

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How do colleges calculate the expected family contribution for financial aid when the parents are divorced?
MORE... | Past Columns

Save Now to Avoid Financial Aid Crunch - 01/2005
The Back-to-School Decision - 01/2005
Deciding on a Canadian Education - 12/2004
Time to Repay Student Loans - 11/2004
A Textbook Case of Runaway Spending - 11/2004
Going to College in Canada - 09/2004
Reconsolidating Student Loans Isn't Easy - 07/2004
Don't Rush to Consolidate Student Loans - 05/2004
When Parents Won't Pay - 04/2004